Does anyone remember resolutions? I think they were about two weeks ago… something like that.
Oh yeah, 2012 was all about respect. Thanks to Mint I am starting to learn how to look after and respect my bank account. Money often just disappears. I usually pretend not to notice. Then I complain when I am broke and can’t afford to eat. It is not exactly a very comforting little process, and well I like to be able to eat at the end of the day.
Mint is really easy to use. I have seen a few other people in the online world talk about it so I thought I should finally check it out. It was so incredibly easy to set up. All I did was enter my email, pick my password and use my online banking information to link my accounts. Once my basic account was loaded I went through and added any credit cards that I had, my auto loans and any other value I may have. The only thing I wasn’t sure how to do was add my Canadian student loan information to the website ( although I just emailed about it today, I’ll keep you posted!).
This is a quick view of my personal budgeter, which is totally customizable.
I am still in the process of getting everything set up exactly. As you can tell from above I am pretty much over budget on everything. Perfect. Starting mid month gave me a great perspective on exactly what my spending habits are like. As you can see my mobile phone budget is incredibly excessive. I need to do something to correct that.
Having everything laid out for me makes it easy to see where my money goes. I set up bill reminders, so I automatically get emailed before something is due. They give some great tips on how to save money, how to lower interest rates and even how to avoid bank fees. Mint is certainly worth a check out, and if your spending habits are anything like mine I would sign up right away. Respecting the bank account is just beginning, now its time to actually follow this budget and see a lot more green.
*This is my honest review, not affiliated with Mint.com in any way